Personal Finance

Every post in the "Personal Finance" series, in reading order. · 4 posts

1. Part 1

   Your Salary Is Only Half the Story of What You Get Paid

   A practical walkthrough of what makes up a compensation package, how to negotiate your worth, and why managing your career is your responsibility.

2. Part 2

   Retirement Accounts Are the One Benefit You Can't Afford to Ignore

   A practical breakdown of pensions, 401(k)s, and IRAs — how they work, why they matter, and why starting in your 20s gives you an unfair advantage through compounding.

3. Part 3

   Taxes Feel Overwhelming Until You See How the Math Actually Works

   A practical walkthrough of the US income tax system — how brackets work, what gets deducted from your paycheck, and why your effective rate is always lower than your marginal rate.

4. Part 4

   Who Actually Reports Crypto to the IRS — and What the Data Reveals

   A deep dive into IRS data on cryptocurrency tax reporting — who reports, who doesn't, why crypto sellers look different from stock investors, and what computer science has to do with it.